by David Edwards | Dec 21, 2019 | Estate Planning
We often use life insurance as a tool in helping clients. Life insurance is important in many estate-planning situations, such as the following: Young families. Life insurance can help raise the kids and get them through college if a young parent dies unexpectedly....
by David Edwards | Aug 26, 2011 | Estate Planning
“Is it possible to purchase life insurance for a disabled person? I tried to purchase life insurance for my disabled son and he was turned down.” — Jan L. Yes, it is possible to get life insurance for a disabled person. However, as with all life...
by David Edwards | Aug 23, 2011 | Estate Planning
“Is estate planning the same as having life insurance?” — Julie H They’re not the same thing, but effective estate planning might include life insurance. Good estate planning uses certain legal strategies (wills, trusts, power of attorneys, etc.)...
by David Edwards | Apr 18, 2022 | Asset Protection, Elder Care Advising
We’ve previously talked about asset protection, but before we jump into some real-life examples, let’s review: Asset protection is simply protecting the things you own. This could be your house, your savings accounts, your IRAs, farmland, etc. Life is unpredictable,...
by David Edwards | Mar 26, 2019 | Elder Care Advising, EP-LongTermCarePage, Nursing Home
The outrageous cost of care is one of the biggest risks to those getting older. This question looms large in the mind of many who are of retirement age… How will I (we) pay for care costs? And many clients ask us… Should we buy long-term care insurance?...
