by David Edwards | Aug 21, 2025 | Elder Care Advising, Medicaid/Medicare
Those of us who are entering our senior years (or who love someone who is) are used to hearing about Medicare, the program that offers healthcare to those over 65. Many of us are knowledgeable about the details and benefits of Medicare; we are familiar with how it... 
by David Edwards | Apr 30, 2024 | Asset Protection, Medicaid/Medicare
Did you know you do NOT have to “spend down” your hard-earned savings to qualify for nursing home or assisted living Medicaid benefits? New changes to Medicaid rules in the State of Illinois favor Medicaid recipients. If the thought of paying for long-term care... 
by David Edwards | Nov 30, 2023 | Elder Care Advising, Medicaid/Medicare
As we approach the new year, important news has arrived for retirees across the nation. The Social Security Administration recently announced a 3.2 percent increase in Social Security and Supplemental Security Income (SSI) benefits for 2024. This welcome news means... 
by David Edwards | May 31, 2022 | Medicaid/Medicare, Nursing Home
This is the real-life story of two sisters, an annuity, nursing home costs, and why Medicaid Planning matters. Mom did not have much, but she owned her home, had a steady retirement income, and had purchased two annuities. Each in the amount of $50,000. Each daughter... 
by David Edwards | Mar 22, 2022 | EC-MedicaidPage, EC-MedicarePage, Medicaid/Medicare, Nursing Home
Medicaid and Medicare are the two primary healthcare programs available to assist seniors with medical expenses. Unfortunately, their names are very similar, so it causes a lot of confusion. In this article, we will try to reduce some of that confusion by summarizing... 
by David Edwards | Feb 14, 2019 | Medicaid/Medicare
Are you unsure of how to use Medicare for your healthcare needs? Or are you afraid to use it because you’re not sure what Medicare will cover? Our Elder Care Advisors help people know how to best take advantage of their Medicare coverage. Make plans to attend by...