by David Edwards | Aug 21, 2025 | Elder Care Advising, Medicaid/Medicare
Those of us who are entering our senior years (or who love someone who is) are used to hearing about Medicare, the program that offers healthcare to those over 65. Many of us are knowledgeable about the details and benefits of Medicare; we are familiar with how it...
by David Edwards | Apr 30, 2024 | Asset Protection, Medicaid/Medicare
Did you know you do NOT have to “spend down” your hard-earned savings to qualify for nursing home or assisted living Medicaid benefits? New changes to Medicaid rules in the State of Illinois favor Medicaid recipients. If the thought of paying for long-term care...
by David Edwards | May 31, 2022 | Medicaid/Medicare, Nursing Home
This is the real-life story of two sisters, an annuity, nursing home costs, and why Medicaid Planning matters. Mom did not have much, but she owned her home, had a steady retirement income, and had purchased two annuities. Each in the amount of $50,000. Each daughter...
by David Edwards | Apr 8, 2022
Medicaid ELDER CARE Assistance With Nursing Home Costs Using a government benefit such as Medicaid is a fairly common way to pay for long-term care. According to AARP, 65% of nursing home residents use Medicaid to pay for their care. Unfortunately, there is a lot of...